Attention homeowners: Get an Appraisal today!

Check out the top reasons New York homeowners need Empire Inspections & Appraisals:

  1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. To challenge a property tax assessment in New York
  3. Remove PMI to cut a monthly mortgage payment
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a divorce in the state of New York, when real estate needs to be divided
  7. Determine the true market value of the property in question to settle an estate in Orange county or New York
Need help determining the price of your house in Orange, Rockland, Westchester, Putnam, Dutchess, Ulster, or Sullivan County? Contact Empire Inspections & Appraisals.

At Empire Inspections & Appraisals, we understand the individual needs of a homeowner looking for appraisal services. Our typical business clients are used to the appraisal process and the standard documents we provide. As our client, you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale by Owner

Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Empire Inspections & Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value report than yours.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if your house is not appreciating as much as other properties nearby. This means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. An appraisal from Empire Inspections & Appraisals is your strongest weapon when challenging your property tax assessment.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We are veterans in helping customers just like you rid yourselves of unneeded PMI insurance.

HELOC recently frozen?

If your home is close to a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow point of view, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Empire Inspections & Appraisals can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you would like to have a seasoned appraiser double-check it for verity or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Empire Inspections & Appraisals can go out and check the subject and comparables in question in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Empire Inspections & Appraisals can help you with that. Even though most review work is requested by lenders for quality control, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to get a second opinion.